An agenda for break

pawderosa If all goes as planned, I should be starting actual nursing school January 4.  This semester was the pre-semester, and there will be an interview I have with the admissions people sometime in the next 3 weeks.

So I pretty much have 10 weeks of break.  Things I would like to do:
– brush up on languages from college
– start learning guitar
– study brain and behavior
– National Novel Writing Month?

Then there’s the regular to do’s.
– declutter my house some more
– lifestyle management- part time paralegalling
– churchy stuff

I feel restless, because even though I turned in my last assignment, it will likely be next week before I know whether it’s been accepted.  Even if it is returned (which happened with the assignment prior) they give really specific feedback and you only have to fix what’s off spec.  But I really stuck close to the instructions, so I will be surprised if it gets returned.  I think it was a good paper also, with some personal but relevant content and a couple of cogent syntheses.  I think I also feel restless because I’ve grown to thrive on being evaluated.

Since the middle of September my home organization efforts have run hot and cold because I was carrying two intensive classes at the same time.  I moved a box rack into my husband’s office, but things kind of stalled there.  On the other hand, we have cleaned up the dining room for a weekly visit over the same 5 weeks, which has been nice.

Obamacare after separating from federal employment

I wish there had been a way to discover this for us so I’m throwing this out there for other folks, since we have been through these rapids.

We wind up with a choice between paying 80% more on the federal version of Cobra or a 25 day coverage gap. If we had known how to plan, we could have reduced the gap.

For starters, “cobra” (technically TCC in fedspeak) is a lot more expensive. You do get to change plans, but even the cheapest ones are on the level of a gold Marketplace (obamacare) plan, just over a grand.

Also, you have to go through a Marketplace plan to get premium offset tax credit, which is like $350 a month. So the net cost of a Marketplace plan that provides primary care and generic drugs while you work on your deductible would be probably $500. Trouble is, Marketplace can only start on the first day of a month following end of other coverage.

TCC runs on 31 day cycles relative to biweekly pay cycles, so its just not really going to line up with that very often. Would it have been better to separate 2 weeks earlier and still have a 9 day gap? Hard to say.

TCC has this caveat about a requirement to exhaust TCC eligibility for HIPPA. I think that has to to with pre existing conditions. Which I think should not be a thing anymore, but if anyone who reads this knows otherwise, let me know.